My Investment Portfolio

If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

When I was 8 years old, I could have told you what a dividend reinvestment plan was.  For my entire life, I have had an interest in investing.  The funny thing is, for a long time, I didn’t own individual stocks.  It took too much time to analyze and do the work needed, there was a huge learning curve,  and I was afraid of ruining my investment portfolio.

As time went on, I figured out that I don’t need to just jump into purchasing 20 stocks at one time; I could build out my portfolio with patience.  Using a strategy with a core fund has given me the ability to be patient as I built my portfolio one company at a time.  This is what I have been doing, and I put a lot of work in before I find a company I actually am comfortable purchasing.

This is my first portfolio post, and I plan on doing this each month.  The numbers below are as of market close on March 20th, 2017.


* The above are made up account balances but the allocation percentages of my portfolio are the same.

As you can see, the core fund of my investment portfolio consists of the Charles Schwab index fund which tracks the S&P500.  Over time I have sold positions in my core index fund and purchased the current three companies I own. I also have a small amount of cash in the portfolio.

As money is added to the portfolio, it is added to the cash account until I purchase a new position or add to an existing position. When purchasing new or additional positions, I also will often sell out of the S&P500 fund and use those monies, or use money from the cash account.

The goal of my strategy is to take my time, have patience, and continue to build out the portfolio to eventually consist of 100% individual stock, with no more money in the index fund.

My Portfolio Year to Date (YTD) Return Vs. S&P 500 Trailing USD

As you can see, I am slightly behind the S&P500 for the year by 1.64 percentage points: My Portfolio = 4.3% Vs. (SWPPX) = 5.94%

I really don’t pay much attention to YTD returns over short periods of time  as I care more about how cheap a security is today, and I am willing to wait for the market to realize my views on a certain security. I fully expect my portfolio to bounce around the S&P500 in short periods of time, but expect to outperform over long periods of time.

YTD Prices

Female Health Company (FHCO) started 2017 at $.91 and is now $1.08.

Schwab S&P500 Index (SWPPX) started 2017 $34.71 and now is $36.66.

Chipotle (CMG) started the year at $379.11 and is now $396.37.

Michael Kors (KORS) started the year at $42.78 and is now $37.39.

Individual Returns YTD

Female Health Company (FHCO) has been the best performer of 2017 with a 18.68% rate or return.

Schwab S&P500 Index (SWPPX) has gained 5.94% ytd.

Chipotle (CMG) has gained 4.56% ytd.

Michael Kors (KORS) is down (12.5%) ytd.

Buildout Strategy

Remember, my portfolio strategy involves indepth research and patience.  I am a tortoise like investor who needs to come to a conclusion about the purchase of a company I have zero doubts about.  The only way to invest patiently while taking part in the stock market is to use an index fund as a core account; this way you can take your time analyzing securities as you try to find your next purchase.

Don’t forget there is no rush; it is extremely important to do great research and understand each company you purchase as you continue adding to you portfolio.

Next month I will include a summary of the work I have done valuating these companies so you better understand how I approach investing.

Want to use a great website for researching stocks?  I love GuruFocus.


Disclaimer – I am by no means suggesting you invest in anything I am invested in.  You should do your own research, and come to your own conclusions.

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