My Investment Portfolio

If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

Welcome to Stock Street’s portfolio update for June 2017!  The market continues its near record bull run – “To Infinity and Beyond!”

The main takeaway from this month is that Chipotle’s  (CMG) nice run for the year stopped, then it dropped, the short sellers mopped..up.  OK, enough of the rhyming…

Chipotle’s numbers are by no means looking bad.  However, the analysts were expecting higher growth in same store sales and a bit higher margins.  News came out that this quarter’s results would not be showing the same figures analysts were projecting.  Chipotle reports its quarter July 25.

It is fascinating how people react to short term data.  You have a great company that should be able to compound it’s capital at very nice rates over a long period of time, yet you care about sames store sales being a few percentage points under expectations for the quarter.  I laugh at this reasoning all the time – it is hilarious, it is ridiculous, and you have to see the humor in the terrible decision making of people.

By the way, I finally wrote an article about my investment in Chipotle here: My Investment in Chipotle

I also wrote a humorous guest post over at Sneaky Falcon about investing.  You can see that here: Beers, Friends, and Terrible Investment Decisions

Of course, everyone familiar with this blog knows I don’t care much about monthly or quarterly moves.  As an investor with a long term time horizon, I don’t care about this recent decrease in value.  My long term valuation already includes tighter margins and lower same store sales.  Even with decreased margins and lower same store sales, my value of Chipotle is considerably higher than where it sits today – so I am happy to own it.

Let’s talk about the portfolio.

Below you will see my portfolio returns so far for the year 2017.

* The numbers below show my investment portfolio as of market close on June 30, 2017.


* The above are fake account balances but the allocation percentages of my portfolio are the same.

The core fund of my investment portfolio consists of the Charles Schwab index fund which tracks the S&P500.  Over time I have sold positions in my core index fund and purchased the current three companies I own. I also have a small amount of cash in the portfolio, currently 3.9% of the overall portfolio.

The goal of my strategy is to take my time, have patience, and continue to build out the portfolio to eventually consist of 100% individual stock, with little money in the index fund.

Changes Made Since the Previous Update

Since the previous update in April, I have not made any changes.

My Portfolio Year to Date (YTD) Return Vs. S&P 500 Trailing USD

When I published the last post for May, I was beating the S&P 500 for the year by .14 percentage points.

Today, my portfolio is lagging the S&P 500 by 1.82 percentage points (I use Morningstar’s SPX chart to reference the YTD return of the S&P 500): My Portfolio = 6.43% Vs. S&P 500 = 8.25%

Many of you who read this monthly know that I do not care much about short term gains or losses in my investments.  I am a long term investor and I know my holdings will gyrate all over the place in the short term.  However, in the long term, I expect to average a gain higher than the S&P 500.  That is the goal at least!

YTD Prices

Female Health Company (FHCO) started 2017 at $.91 and is now $1.05.

Schwab S&P500 Index (SWPPX) started 2017 $34.71 and now is $37.63.

Chipotle (CMG) started the year at $379.11 and is now $416.00.

Michael Kors (KORS) started the year at $42.78 and is now $36.25.

Individual Returns YTD Percentage

  1. Chipotle (CMG)  was my best performing stock to date but is not sitting in second place with an 10.28% gain so far in 2017.
  2. Female Health Company (FHCO) is now sitting at the first place slot with an overall return of 15.38%
  3. Schwab S&P 500 Index (SWPPX) has gained 9.32% ytd.  A testament to how the market has continued its bull run.
  4. Michael Kors (KORS) is down (15.66%) ytd.  I purchased additional shares of KORS back in March when it was down around 11% for the year.


Buildout Strategy

Remember, my investment portfolio strategy involves in-depth research and patience.  I am a tortoise like investor who needs to come to a conclusion about the purchase of a company I have zero doubts about.  The only way to invest patiently while taking part in the stock market is to use an index fund as a core account; this way you can take your time analyzing securities as you try to find your next purchase.

Don’t forget there is no rush; it is extremely important to do great research and understand each company you purchase as you continue adding to you portfolio.

If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

You also may like my posts Investing in Stocks for Beginners – 3 important ideas and  The Stock Market is Not in A Serious Relationship With The Economy

I was recently turned onto M1 Finance.  I am really loving what they have going on over there.  M1 Finance is the first major player in the RoboAdvisor space to include the ability to add individual stocks to a RoboAdvisor plotform.  Check them out by clicking here for M1 Finance.  You can also ready the review I wrote about them here:  M1 Finance – The First Sexy Robo-Advisor?

M1 Finance Logo for Review


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Disclaimer: These are the ideas and opinions of the author.  The author is not responsible for the actions of those who read the posts on this blog.  Each individual reader has a unique situation and unique needs.  This blog is not intended to solve those unique situations of the readers.  This blog is not liable for decisions made by the readers of this blog.

You know how websites add a section at the bottom that says, “This post MAY contain affiliate links”?  Well, I am not going to be vague like those websites.  We all know if they write that sentence, the post includes affiliate links.  So, I will tell you straight up that this post DOES include affiliate links.  Use them, I will make a little dough (at no extra cost to you).  Here is my affiliate link disclaimer if you want to read more:  DISCLAIMER