My Investment Portfolio


If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

Welcome to Stock Street’s portfolio update for September 2017! Below you will find my returns so far for the year 2017.

The month of September brought me closer to the S&P 500 – I am now trailing it by less than 1%.  Veru Inc.(formerly Female Health Company) is now at a ridiculous 188% increase for the year as of the end of September.

Let’s go through the portfolio!

* The numbers below show my investment portfolio as of market close on September 29, 2017.

Allocations

* The above are fake account balances but the allocation percentages of my portfolio are the same.

The core fund of my investment portfolio consists of the Charles Schwab index fund which tracks the S&P500.  Over time I have sold positions in my core index fund and purchased the current three companies I own. I also have a small amount of cash in the portfolio, currently in the 3% range.

The goal of my strategy is to take my time, have patience, and continue to build out the portfolio to eventually consist of 100% individual stock, with little money in the index fund.

Changes Made Since the Previous Update

An important note on the portfolio.  I distributed some money to go towards a new business endeavor.  This came out of my index fund and I will likely distribute more over the next couple months.  For this reason, the percentage of my index fund has decreased and all other percentages have increased.

If you compare this to June, July and August, my index fund allocation has decreased.  It was as high as 68.8% in June.

I have changed the way I track my overall portfolio gains.  I am now using The Modified Dietz method which uses a weighted cash flow.  This method is more accurate than what I was doing before.

My Portfolio Year to Date (YTD) % Return Vs. S&P 500 Trailing USD

The month of September brought me closer to the S&P 500.

As of the end of August, my portfolio was lagging the S&P 500 by 2.76  percentage points.  As of the end of September, my portfolio lagged the S&P 500 by only .77 percentage points: My Portfolio = 11.76% Vs. S&P 500 = 12.53%

Many of you who read this monthly know that I do not care much about short term gains or losses in my investments.  I am a long term investor and I know my holdings will gyrate all over the place in the short term.  However, in the long term, I expect to average a gain higher than the S&P 500.  That is the goal at least!

YTD Prices

A note on Female Health Company.  The company changed its name to Veru Inc. back in August.  It now trades under the ticker symbol (VERU).

Female Health Company/Veru Inc. (VERU) started 2017 at $.91 and is now $2.65.

Schwab S&P500 Index (SWPPX) started 2017 $34.71 and now is $38.31.

Chipotle (CMG) started the year at $379.11 and is now $307.83.

Michael Kors (KORS) started the year at $42.78 and is now $47.85.

Individual Returns YTD Percentage

  1. Chipotle (CMG)  was my best performing stock for a couple months.  In July if fell to a -8.27% and today it is at a -17.36% gain so far in 2017.
  2. Female Health Company (FHCO) is now sitting at the first place slot with an overall return of 188.04%. A little ridiculous!
  3. Schwab S&P 500 Index (SWPPX) has gained 10.85% ytd.
  4. Michael Kors (KORS) sits at a 11.7% gain.  I purchased additional shares of KORS back in March when it was down around 11% for the year.

Leaderboard

Buildout Strategy

Remember, my investment portfolio strategy involves in-depth research and patience.  I am a slow moving investor and I take my time.  The only way to invest patiently while taking part in the stock market is to use an index fund as a core account; this way you can take your time analyzing securities as you try to find your next purchase.

Don’t forget there is no rush; it is extremely important to do great research and understand each company you purchase as you continue adding to you portfolio.

If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

You also may also like my recent post:  The “READY! FIRE! AIM!” Retirement Strategy


I was recently turned onto M1 Finance.  I am really loving what they have going on over there.  M1 Finance is the first major player in the RoboAdvisor space to include the ability to add individual stocks to a RoboAdvisor plotform.  Check them out by clicking here for M1 Finance.  You can also ready the review I wrote about them here:  M1 Finance – The First Sexy Robo-Advisor?

M1 Finance Review setup

Disclaimer: These are the ideas and opinions of the author.  The author is not responsible for the actions of those who read the posts on this blog.  Each individual reader has a unique situation and unique needs.  This blog is not intended to solve those unique situations of the readers.  This blog is not liable for decisions made by the readers of this blog.

You know how websites add a section at the bottom that says, “This post MAY contain affiliate links”?  Well, I am not going to be vague like those websites.  We all know if they write that sentence, the post includes affiliate links.  So, I will tell you straight up that this post DOES include affiliate links.  Use them, I will make a little dough (at no extra cost to you).  Here is my affiliate link disclaimer if you want to read more:  DISCLAIMER