My Investment Portfolio


If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

Let me tell you…stocks are funny things.  If you had asked me in mid-October whether I thought I would be close to beating the market this year, I would have probably said “nope!”

The month of October was the second bloodbath of Chipotle this year.  That bloodbath pretty much added to killing my returns to date at the time.

In October, Michael Kors had been having a great turnaround for the year, but was still only up about 13%.  Considering the gangbusters S&P 500 this year, Michael Kors wasn’t looking like it would be able to offset the Chipotle bloodbath.

As for Veru Inc., it is just not a high enough percentage of my portfolio to give me the gains I would have needed.

Fast-forward to the month of November, and not only has Michael Kors murdered it, but Chiptole even had a slight uptick (maybe I’m using “murder” and “bloodbath” a little to much in the post?).

Michael Kors had gained around 13% year-to-date as of October, and, at the end of November, it sits at a year-to-date-gain of almost 35%!

Thank you Michael Kors!

So, we will see what happens in December.  It looks like it will be a close call, and I am not immune to the thought of something tragic happening to one of the companies I own.  I realize it is entirely possible that something will kill my chances of beating the market this year.

Anyway, enough of that.  Let’s go over my returns so far for the year!

* The numbers below show my investment portfolio as of market close on November 30, 2017.

Allocations

* The above are fake account balances but the allocation percentages of my portfolio are the same.

Obviously, I have some problems here.

I am WAY too focused in both Michael Kors and Chipotle.  Yet, as you may know from my previous reports, I have been selling shares of my index fund for a business endeavor I am in.  Because I have been selling my index fund, the percentage of my stocks inside my portfolio have grown.

Considering I haven’t found new companies to purchase, and I still think all of my companies are under valued, this problem will not be fixed until 2018.  So, until then, I will accept my extremely focused portfolio.

Changes Made Since the Previous Update

Like I said above.  I have been distributing some money to go towards a new business endeavor.  This came out of my index fund and I will likely distribute more over the next couple months.  For this reason, the percentage of my index fund has decreased and all other percentages have increased.

If you compare the index fund allocation from June to the present, my index fund allocation has decreased.  It was as high as 68.8% in June.

My Portfolio Year to Date (YTD) % Return Vs. S&P 500 Trailing USD

The month of September brought me within less than 1% of the S&P 500.  October brought me back down to trailing the S&P 500 by 7.04 percentage points.

In the words of Frank Sinatra, “Oh look at me now”.

As you can see, I went from trailing the S&P 500 by 7.04 percentage points to beating the index by 5.77 percentage points.

Many of you who read this monthly know that I do not care much about short term gains or losses in my investments.  I am a long term investor and I know my holdings will gyrate all over the place in the short term.  However, in the long term, I expect to average a gain higher than the S&P 500.

YTD Prices

I know this chart looks a little weird, but I use it because you can hover over the chart to see the prices of the stocks.  Otherwise, Chipotle skews the chart and makes it difficult to see all other stocks.

Here are the closing prices at the end of November:

Female Health Company/Veru Inc. (VERU) started 2017 at $.91 and is now $1.08.

Schwab S&P500 Index (SWPPX) started 2017 $34.71 and now is $41.46.

Chipotle (CMG) started the year at $379.11 and is now $304.39.

Michael Kors (KORS) started the year at $42.78 and is now $58.44 (I purchased more (Kors) stock in March so my cost basis is actually  40.88).

Individual Returns YTD Percentage

  1. Michael Kors (KORS) sits at first place with a whopping 34.9% gain this year!  I purchased additional shares of KORS back in March when it was down around 11% for the year (this is just the YTD return for Kors, my cost basis is actually lower since I purchased additional shares and hence my rate of return is higher than 34.9%.)
  2. Schwab S&P 500 Index (SWPPX) has gained 20.22% ytd. (I know it’s weird it is outperforming the S&P 500…but that is what my brokerage account says).
  3. Female Health Company/Veru Inc. (FHCO) is now sitting at the third place slot with an overall return of 18.68% (down from a YTD gain of 188.04% in September! LOL)
  4. Chipotle (CMG)  was my best performing stock for a couple months in the start of the year.  However, in July, if fell to -8.27% and today it is at -19.33% for the year (a bit better than its -27.45% loss at the end of October).

Leaderboard

Buildout Strategy

Remember, my investment portfolio strategy involves in-depth research and patience.  I am a slow moving investor and I take my time.  The only way to invest patiently while taking part in the stock market is to use an index fund as a core account; this way you can take your time analyzing securities as you try to find your next purchase.

Don’t forget there is no rush; it is extremely important to do great research and understand each company you purchase as you continue adding to you portfolio.

If you haven’t done so, I highly suggest you first read my page about my investing strategy here: My Stock Portfolio Page

You may also like my post:  The “READY! FIRE! AIM!” Retirement Strategy


I was recently turned onto M1 Finance.  I am really loving what they have going on over there.  M1 Finance is the first major player in the RoboAdvisor space to include the ability to add individual stocks to a RoboAdvisor plotform.  Check them out by clicking here for M1 Finance.  You can also read the review I wrote about them here:  M1 Finance – The First Sexy Robo-Advisor?

M1 Finance Review setup

Disclaimer: These are the ideas and opinions of the author.  The author is not responsible for the actions of those who read the posts on this blog.  Each individual reader has a unique situation and unique needs.  This blog is not intended to solve those unique situations of the readers.  This blog is not liable for decisions made by the readers of this blog.

You know how websites add a section at the bottom that says, “This post MAY contain affiliate links”?  Well, I am not going to be vague like those websites.  We all know if they write that sentence, the post includes affiliate links.  So, I will tell you straight up that this post DOES include affiliate links.  Use them, I will make a little dough (at no extra cost to you).  Here is my affiliate link disclaimer if you want to read more:  DISCLAIMER